That's Right, the Unplanned Family is going extreme (for six months). I think we may have drank too much PowerThirst (Can I get an Amen on the powerthirst reference from everyone who loved the early days of YouTube?)
That sounds dumb. Why would you do that?
One thing that we haven't experienced for over a year is something that we would consider a tight budget. We haven't had to make tough decisions about things that we consider part of our basic lifestyle (functional house, functional vehicle, delicious and plentiful food, medical care, and disposable diapers). By immediately funneling money into investment vehicles, we will have the opportunity to test that we can still make those decisions without straining our marriage.
This will be an important test as we determine my working future.
By the way, this idea wasn't even mine. I blame Matt from Mom and Dad money for encouraging us to make 8 Financial Moves before the end of the year. One of the moves was to plan your savings for next year.
In case you're looking at the date on his post, and the date on this post, you can correctly assume that this plot was hatched, discussed and agreed to yesterday. It was probably under the influence of powerthirst.
What about your beloved house project?
We live in a low end neighborhood, and we run the risk of overbuilding the neighborhood. For that reason, we're committed to keeping the full renovation under $30K. We're hoping that by some point next year, our home will only require maintenance and not renovations. Our projected average budget will have room for maintenance (along with taxes, insurance and more).