Yesterday, we had several friends over, and the topic turned to money management, and I really started geeking out. I mean how often does the conversation turn in such a way that I can wax poetic about investing and budgets? Almost never.
But before I even stepped onto my soapbox, Rob said, "We make a new budget every month, and Hannah will scoop ice cream for it." (Which is not always true; I've scooped ice cream 2-3 times, but we do love ice cream.) To which the most vocal of my friends replied, "Ugh, that's gross." Which made me whither just a little bit inside.
Now that I've recovered, I'm on a mission to rebrand personal finance! Personal finance is fun! Here are five reasons why:
1. Personal Finance makes your dreams come true!
Do you want to quit your job and travel the world? Personal finance and magical unicorns can make that happen. If you've got one, you don't need the other.
2. Compound interest is a magical wonder to behold
Compound interest isn't actually magical, but if its working in your favor, you won't really care. Far more glorious than Candy Mountain, compound interest is a magical wonder to behold.
3. Spreadsheets reflect ordered beauty
What's better than a spreadsheet? Nothing. Nothing is better than a spreadsheet (except a well prepared visualization).
4. Your friends think you're an investing guru
When you casually mention rebalancing your portfolio, your friends treat you like Warren Buffet. You can trick them into buying you beer or other tasty things by telling them that you know the secret of growing wealthy (and in fact you do, your savings rate is much more important than your ROI).
5. You figure out what really constitutes a cheap date
I mean you could go out and try to have some low cost fun. Or you could stay home and have even more, even lower cost fun. "Hey honey, are you a low cost ETF, because I want some compound interest working in my favor."
See personal finance is fun!
I'm a wife, a mom, an employee, and a personal finance nerd who is devoted to spreadsheeting my way through life.