College tuition costs are rising faster than inflation, and many parents worry that they won't have the cash to help out with the costly bills.
But some parents have another concern. Will you spoil your kids if you save for college expenses?
Before I answer this question, I offer three questions that you should ask yourself first.
Since the birth of our daughter, Rob and I haven't spent much time thinking about financial independence. I would say it's probably slipped from priority four (After Faith, Marriage and Kid) to priority eight (After faith, marriage, kids, church, friends, fixing our house and career).
The priority slippage came with a commensurate free fall of our savings rate. Our once robust 60% savings rate fell to 0% one month and no higher 20% since I quit working full time. This month, we're saving around 14% of our income.
Have we become spendy mc spends a lots? Have we completely abandoned our goals of early retirement? These our my current thoughts.
One of the great things about owning a URL is that you can write whatever you want. You only have to worry about marring your conscience, hurting someone's feelings, and accidentally going viral.
Today, I risk all three to give you my opinions on health insurance. You don't have to click read more... but I know you want to.
I'm a wife, a mom, an employee, and a personal finance nerd who is devoted to spreadsheeting my way through life.